Semestral Thrift:

The Semestral Thrift is our Six months (25weeks) empowerment program that encourages individuals to contribute a fixed amount of N1,500.00 at weekly intervals for a duration of six months (25weeks).

Our Semestral Thrift encourages individuals to develop a disciplined savings habit that helps them save to achieve Long-term goals, such as, payment of School Fees, House Rent, Food Stocking and other regular basic needs.

How Our Semestral Thrift Operates

1. Join the Semestral Thrift Empowerment program by registering with N3,000.00 and agreeing to the terms and conditions..
2. After Registration, Contribute N1,500.00 weekly for a fixed period of 25 weeks.
3. Your Contribution for the twenty-five (25) weeks shall amount to N37,500.00.
4. To automatically make your Thrift matured for empowerment after 25 weeks, you will be required to pay the make-up of 25 weeks thrift that amounts to N37,500.00; making your total contribution to be N75,000.00 which is the value of the 50 weeks matured Thrift.
5. Upon contribution of 50 weeks Thrift amount (N75,000.00) within 25 weeks of registration, a referal of at least five(5) new active members as your downlines within the 1st to 7th week of being a member , and your five(5) downlines refers at least one(1) active member/account each within your twenty five(25) weeks of contribution.
6. Your Thrift account will be qualified for the empowerment of N150,000.00 and Foodstuffs/Household Items Incentives to support and enhance your Livelihood.
7. However, if you are able to refer at least One(1) new active member under you within the 1st to 25th week of being a member; you will also be empowered with N150,000.00 and Foodstuffs/Household Items Incentives to support and enhance your Livelihood but this will be after 50 weeks duration.
8. Upon no referral of new members, you shall be empowered with your contributed amount of N75,000.00 and food product Incentive after fifty(50) weeks.

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