DPCMS : Creating Better Future Together

55, Demurin Road, Opposite Elebiju Bustop, Beside Ikeja Electrics. Ketu, Lagos State

Terms & Conditions

Destiny Promoters Cooperative (Onigbongbo) Multipurpose Society (DPCMS) is the empowerment arm of Destiny Promoters Evangelical Outreach. (An Interdenominational Fellowship)

Potential Members are expected to pay a non refundable registration fee of ₦3,000 only.
After making payment for your registration, you have 72hrs to pay a minimum of your one week thrift amount into your virtual account for your contribution payment or else your account will be deactivated and you will have to pay another registration money to activate your account.
Note that, any mistake made during your registration is at your cost, Destiny Promoters Cooperative will not be held responsible for any of such mistakes.
Members must pay their weekly Thrift of N1,500.00 per single thrift into their virtual account on or before 11:59pm every Saturday if paying every week.
If members fail to pay into their virtual account before 11:59 on a Particular Saturday, it will attract a 100% default penalty fee.
Every member must introduce at least one person under the Premium Thrift account who must be up to 6months on the system before the account can be qualified for ₦150,000.00 and foodstuff.
Members doing Semestral Thrift plan must introduce five downlines under the account within 50 days of it’s registration and the five (5) downlines to refer at least one active member each within the 25 weeks of contribution or it will no longer be termed Semestral Thrift and won't be able to withdraw after 25 weeks of contribution.
Semestral Thrift account downlines must be nothing less than 6 months on the system while the 5 downlines must be Active and nothing less than 5months before the semestral account will be matured for a withdrawal.
Uploading of fake proof of payments will lead to automatic cancellation of an account irrespective of its maturity stage.
Every account must contribute the sum of ₦75,000 before it can be matured for a withdrawal and other benefits.
Termination of account attracts a termination fine of ₦10,000 per an account.
At collection of food items point, members must give concent for a picture shot.
Food Products not collected on approved day of settlement will attract N5,000.00 penalty fine before another day of collection will be approved.
Food Products not collected by members after 2 weeks of approved settlement day without any information from the involved member will automatically be used for Charity.
Destiny Promoters Cooperative Payment is within 4 working days from the date of withdrawal application upon meeting up with all expected requirements.
For account change of ownership, the new owner must pay the sum of ₦10,000 before the details would be changed to the new owner.
Any account taken over by a new owner will no longer be the downline of the old owner.
A member is advised to provide a trusted next of kin, that will get his or her contribution refund in case the member dies.
Destiny Promoters Cooperative will not pay a dead member 50% benefit if the member dies before his or her 50 weeks thrift maturity date.
Destiny Promoters Cooperative contribution empowerment is after 50 weeks for Premium Thrift, 25 weeks for Semestral and 13 weeks for Trimestral.
Any payment made in the name of Destiny Promoters Cooperative that is not confirmed will require further investigation from the depositor which will require the depositor providing his or her statement of account and any other information that will be required by Destiny Promoters Cooperative to further investigate the transaction.
All manually uploaded transaction will take within 24 to 48 hours before the transactions will be confirmed.
Only Account With Active Downline(s) with no or maximum Defaults of 5 weeks will be eligible for ₦150,000 and foodstuffs upon maturity of the account.
You are expected to pay a clearance fee of ₦2,500 only before you can be eligible for withdrawal.
Every account holder in Destiny Promoters Cooperative must buy the company's branded T.shirt before the person will get his/her food empowerment
No Active Downline within six (6) months of registration, payment at maturity will be N75,000.00 with food stuff incentives
Correction of mistakes, profile updating and referral update will be charged N2,000.00 per every action/correction.
Active Members children of our Cooperative are eligible to attend our schools with 10% discount benefit on tuition.
Active Members of our Cooperative are eligible to buy our Cooperative sales products with 3-5% discount benefit depending on volume of purchase.
Members are expected to willfully participate in our Ministry; Destiny Promoters Evangelical Outreach Mission Work and community development services when required.